Business funding guides

Plain-English answers to the questions business owners ask most about funding.

• Revenue-based funding, explained

  How a merchant cash advance works: factor rates, daily or weekly payments, what it really costs, whether it is a loan, and the questions to ask before you sign.

• How fast you can get business funding

  Typical timelines for revenue-based funding, term loans, lines of credit, equipment financing and SBA loans, what slows funding down, and how to speed it up.

• Business funding with bad credit

  Bad credit does not always rule out business funding. Which options weigh revenue more than credit, what funders look at instead, and how to improve your chances.

• Funding for construction businesses

  Why construction businesses run short on cash between draws, the funding options that fit contractors, what funders look at, and how to apply.