Working capital for your business, without the runaround.
Payroll, inventory, a new truck, a slow month. Stalwart Funding gets business owners the money they need, fast: one simple application, real options in front of you quickly, and clear terms before you sign.
- Time in business. Most options start at around a year of operating history.
- Monthly deposits. Steady revenue in your business bank account matters most.
- Existing balances. Other loans or advances you are already paying on.
- Your industry. Some industries have more options than others.
- Credit. One factor among several, and rarely the only one.
The main kinds of business funding
Each one trades speed against cost in a different way. Faster money almost always costs more, so it helps to know which kind you are looking at.
Revenue-based funding
An advance repaid from future sales, either as a share of deposits or a fixed daily or weekly amount. It can arrive within days of a complete file. It is usually the most expensive option, so it suits short, specific needs.
Term loans
A set amount repaid in fixed payments over months or years. Slower to arrange than an advance, generally cheaper, and easier to plan around.
Lines of credit
Draw what you need, repay, and draw again. You pay only on what you use, which makes it a good fit for uneven cash flow.
Equipment financing
Funding for trucks, machinery and tools, secured by the equipment itself, often with terms that match its useful life.
SBA loans
Government-backed loans with long terms and lower rates. The paperwork is heavier and approval takes weeks rather than days.
From application to funding
Four steps, and most of the work is ours.
Apply in minutes
A short call or the form below: what you need the money for, how much, and how soon.
Send recent bank statements
Usually the last four months of your business account. No tax returns or business plans to start.
Get your options
We do the legwork and come back quickly with the options that fit your business.
Choose and get funded
You see the amount, total payback, payment size and term in writing before you sign. Once you do, funds go straight to your business account.
What owners ask us first
How fast can I get funded?
Revenue-based options can fund within days once the file is complete. Term loans and lines of credit usually take one to three weeks, and SBA loans take longer.
What will it cost?
It depends on the product, your revenue, and your history. Before you decide, you see the total amount you will pay back and the size of each payment, not just a rate.
Does it affect my credit?
Requirements vary by product. We tell you what is checked before anything is submitted.
What do I need to apply?
Basic details about the business and its owner, and recent business bank statements. We tell you if anything else is needed for the option you choose.
Get started
Tell us a little about the business and what you need. We will be in touch quickly.
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